| It is summer 2006. Young and not so young | | | | spouse.Medical Insurance Plans to Watch Out For: |
| people are graduating from school and there are | | | | Discount plans. These are not health insurance |
| millions of people who are starting to think about | | | | plans! These plans can save you money on health |
| student health insurance. Here are some tips for | | | | care, but only offer discounted services and not |
| parents and students who are looking for health | | | | true insurance benefits. If you had a major |
| insurance for a college student, health insurance | | | | accident or sickness, getting 25% off of a |
| for a graduating college student or health | | | | healthcare bill of $50,000 may not give you the |
| insurance for an older graduate student. There | | | | benefits you hoped for.Accident only plans. |
| are a lot of choices. This article is designed to give | | | | Students get the flu, mono and even cancer. |
| you an overview of the choices available to | | | | Being covered with an accident only plan can |
| students.Health Insurance For College Students | | | | offer substandard coverage when compare to a |
| You should explore all of the medical plan options | | | | comprehensive health insurance plan. (By the way, |
| available to you. Your choices may include:Getting | | | | an unplanned pregnancy is not considered an |
| health insurance through the student's | | | | accident either J. :-) )Hospital Only or Basic Plans. |
| employer.Getting medical insurance through your | | | | These plans tend to offer good coverage in the |
| local Blue Cross Blue Shield or other private health | | | | hospital but little coverage outside of the hospital. |
| insurance plan.Getting "college student health | | | | These plans can save you from a hospital bill that |
| insurance" through a plan offered by their college | | | | might otherwise bankrupt you. However, today |
| or university.Getting health insurance as a | | | | hospital stays are getting shorter and more and |
| dependent on the policy of a parent or | | | | more healthcare is being done in doctors offices. |
| spouse.When looking for the non-group health | | | | If keeping your premiums low is important, |
| insurance plans that are available in your area, you | | | | consider a plan that covers you both in the |
| may want to contact your state's insurance | | | | hospital and in the doctors office that has a high |
| department. You can contact them and find out | | | | deductible.School Sponsored Clinics And Urgent |
| which companies market individual health insurance | | | | Care Centers. They cover you well for the little |
| in your area. Healthcare choices for the | | | | things, but not so well for the big things. There |
| out-of-state student If you live on campus, look | | | | may be no coverage for surgery or |
| into the plans offered in each area. If your | | | | hospitalization. In contrast to hospital only plans, |
| parents live in Florida, but you go to school in | | | | these plans my not cover you for a hospital stay |
| Texas, you should see what health insurance plans | | | | or for surgeries.Finding the right student health |
| are available to you in both states. A student who | | | | insurance is important. College students and |
| has a permanent address of Connecticut and | | | | graduating college students have a lot of choices. |
| attends Yale in New Haven should only purchase a | | | | Hopefully reading this article will make you aware |
| Connecticut-approved plan. If the same student | | | | of the options that you have. This article can be |
| transfers to UCLA, he or she can also explore | | | | copied and reprinted but only in its entirety. The |
| plans offered in California. Some plans may even | | | | article was originally published on The article starts |
| charge differently based on your zip code, so | | | | with the heading "Student Health Insurance - Tips |
| even if your two addresses are in the same | | | | to Help You Choose the Right Policy" and ends |
| state, you may still save money by looking at | | | | with this sentence.Alston J. Balkcom has been a |
| rates for both areas. Health Insurance For A | | | | Connecticut insurance agent since 1985. His |
| Graduating College Student You should explore all | | | | practice primarly involves helping Connecticut |
| of the medical plan options available to you. Your | | | | residents find health insurance. His focus is on |
| choices may include: Getting health insurance | | | | those who do not qualify for health insurance |
| through the former student's employer.Getting | | | | through their employers. Most of his clients reach |
| medical insurance through your local Blue Cross | | | | him after visiting his Connecticut health insurance |
| Blue Shield or other private health insurance | | | | focused web-site . He has taken several |
| plan.Purchasing short-term health insurance to | | | | advanced courses over the years to increase his |
| cover you until your employer-sponsored plan | | | | knowledge of health and other types of insurance. |
| becomes effective.Getting health insurance as a | | | | His resume includes time with Metropolitan Life, |
| dependent on the policy of a parent or | | | | and Mutual of Omaha. |