| It is summer 2006. Young and not so young | | | | spouse.Medical Insurance Plans to Watch Out |
| people are graduating from school and there | | | | For: Discount plans. These are not health |
| are millions of people who are starting to | | | | insurance plans! These plans can save you |
| think about student health insurance. Here | | | | money on health care, but only offer |
| are some tips for parents and students who | | | | discounted services and not true insurance |
| are looking for health insurance for a | | | | benefits. If you had a major accident or |
| college student, health insurance for a | | | | sickness, getting 25% off of a healthcare |
| graduating college student or health | | | | bill of $50,000 may not give you the benefits |
| insurance for an older graduate student. | | | | you hoped for.Accident only plans. Students |
| There are a lot of choices. This article is | | | | get the flu, mono and even cancer. Being |
| designed to give you an overview of the | | | | covered with an accident only plan can offer |
| choices available to students.Health | | | | substandard coverage when compare to a |
| Insurance For College Students You should | | | | comprehensive health insurance plan. (By the |
| explore all of the medical plan options | | | | way, an unplanned pregnancy is not considered |
| available to you. Your choices may | | | | an accident either J. :-) )Hospital Only or |
| include:Getting health insurance through the | | | | Basic Plans. These plans tend to offer good |
| student's employer.Getting medical insurance | | | | coverage in the hospital but little coverage |
| through your local Blue Cross Blue Shield or | | | | outside of the hospital. These plans can save |
| other private health insurance plan.Getting | | | | you from a hospital bill that might otherwise |
| "college student health insurance" through a | | | | bankrupt you. However, today hospital stays |
| plan offered by their college or | | | | are getting shorter and more and more |
| university.Getting health insurance as a | | | | healthcare is being done in doctors offices. |
| dependent on the policy of a parent or | | | | If keeping your premiums low is important, |
| spouse.When looking for the non-group health | | | | consider a plan that covers you both in the |
| insurance plans that are available in your | | | | hospital and in the doctors office that has a |
| area, you may want to contact your state's | | | | high deductible.School Sponsored Clinics And |
| insurance department. You can contact them | | | | Urgent Care Centers. They cover you well for |
| and find out which companies market | | | | the little things, but not so well for the |
| individual health insurance in your area. | | | | big things. There may be no coverage for |
| Healthcare choices for the out-of-state | | | | surgery or hospitalization. In contrast to |
| student If you live on campus, look into the | | | | hospital only plans, these plans my not cover |
| plans offered in each area. If your parents | | | | you for a hospital stay or for |
| live in Florida, but you go to school in | | | | surgeries.Finding the right student health |
| Texas, you should see what health insurance | | | | insurance is important. College students and |
| plans are available to you in both states. A | | | | graduating college students have a lot of |
| student who has a permanent address of | | | | choices. Hopefully reading this article will |
| Connecticut and attends Yale in New Haven | | | | make you aware of the options that you have. |
| should only purchase a Connecticut-approved | | | | This article can be copied and reprinted but |
| plan. If the same student transfers to UCLA, | | | | only in its entirety. The article was |
| he or she can also explore plans offered in | | | | originally published on The article starts |
| California. Some plans may even charge | | | | with the heading "Student Health Insurance - |
| differently based on your zip code, so even | | | | Tips to Help You Choose the Right Policy" and |
| if your two addresses are in the same state, | | | | ends with this sentence.Alston J. Balkcom has |
| you may still save money by looking at rates | | | | been a Connecticut insurance agent since |
| for both areas. Health Insurance For A | | | | 1985. His practice primarly involves helping |
| Graduating College Student You should explore | | | | Connecticut residents find health insurance. |
| all of the medical plan options available to | | | | His focus is on those who do not qualify for |
| you. Your choices may include: Getting health | | | | health insurance through their employers. |
| insurance through the former student's | | | | Most of his clients reach him after visiting |
| employer.Getting medical insurance through | | | | his Connecticut health insurance focused |
| your local Blue Cross Blue Shield or other | | | | web-site . He has taken several advanced |
| private health insurance plan.Purchasing | | | | courses over the years to increase his |
| short-term health insurance to cover you | | | | knowledge of health and other types of |
| until your employer-sponsored plan becomes | | | | insurance. His resume includes time with |
| effective.Getting health insurance as a | | | | Metropolitan Life, and Mutual of Omaha. |
| dependent on the policy of a parent or | | | | |